I'd say the following are
needs in my book on any stock RZR I've had:
- Cage
- Seats
- Harnesses
- Steering Wheel
- Full Doors (or lower door add-ons)
- Lighting
- Supporting Wiring to do ^stuff right
The following are
must haves for me but not necessarily "needs":
- Comms
- Fresh Air Pumper
- Shock Work
- Clutch Work (in some cases, this does fall into "needs" but I put it here to be conservative)
The rest are definitely just "wants":
- Exhaust/tune/supporting mods
- Cooler and Storage solutions
- Door Bags
- Wheels/Tires
- Ride Command dash in non-RC models
When I say $20k min into any of my RZRs, note that none of them had aftermarket arms, aftermarket shocks (just springs/shocks/real cross overs/valving), stereos, windshields, or any real bling. Obviously the built Z1-swapped XP4 I bought used had all that extra stuff (other than stereo) but that's a different story.
$20k goes REALLY quickly just doing the basics.
Unfortunately, no. This is exactly why I sold my Funco, at least the Speed is a much smaller chunk of $ just sitting there collecting dust.
-TJ