Financial Advice needed

Bansh88 said:
Conventional loan is an option but it would have to be a newer/way more expensive rig.  USAA is for military which I am not.
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Not true, banking is open to all

only insurance is military only. Im getting ready to drop them after 25 years as their insurance is beginning to suck.

that said; i love their online banking

 
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For me, this isn't the time to pull money out of any stock market investment, I am doing the opposite and doubling down.  I would rather pull money for my home or get a loan to cover, don't stress on Interest rates.  

 
Fullthrottleguy said:
My judgement has changed lately...

Just lost 2 friends in the last 60 days, one 45 and one 50 - I doubt they are glad they died with a lot of money in the bank, granted they had substantial life insurance policies, so no one is in debt over their passing.

Enjoy life while you are young and still have time to save up for retirement afterward assuming you make it
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X2

 
THD said:
The last 3 things you should tap for money in my opinion are any retirement savings, the equity in your home, and credit cards. I'm not saying never, they should be your last option and in that order.

I retired at 58 by following these rules, and I'm not sure if I could have if I didn't. 

I would get a loan from a lender with reasonable rates given the current economy. Then when or if rates come down, refinance to the lower rate. I think the days of extremely low interest rates are over, at least for years if ever. I remember when a 4% to 5% mortgage rates were considered low, we got spoiled the last several years.
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100%, just retired at 54 and moved out of Ca, definitely could not have if I used retirement funds for purchases and missed an upswing or 2. 

 
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