State Farm took care of me - fire loss

my good friend and neighbor just had his house burn   not a total loss state farm did him right the total for the claim was a little over 400k. he had a public adjuster but state farm rented him a house close by for a year and totally gutted the house hvac electrical plumbing everything all completed in  6 months came out absolutely beautiful. he hired his own contractors that is the only reason he was back in 6 months. glad to here they did you right as well 

 
Jersey_Jeff73 said:
my good friend and neighbor just had his house burn   not a total loss state farm did him right the total for the claim was a little over 400k. he had a public adjuster but state farm rented him a house close by for a year and totally gutted the house hvac electrical plumbing everything all completed in  6 months came out absolutely beautiful. he hired his own contractors that is the only reason he was back in 6 months. glad to here they did you right as well 
Click to expand...
Public adjuster probably took 10+% of what he got. They don't work for free. 

 
Yeah if I remember right my 2 claims it was the 3rd offer that did it.  I feel like they try to push and see if you will just take less.  Lots of people dont have the time and need the money.  Lesson here is to stick to your guns and just be patient.

 
ANGRYBUTTCRACK said:
Dropped my TH with the RZR in it in a few months back. Rick's RV was fixing the propane system for the fridge when a fire broke out, total loss. Initially insurance offered me $25k for the RZR and $12k for the TH.

Submited my pile of receipts and disputed the payment amouns and now I am getting $40k for the RZR and $17k for the TH.

All in all they did right by me.

abc

View attachment 92092

View attachment 92093

View attachment 92094

View attachment 92095

View attachment 92096

View attachment 92097

View attachment 92098

View attachment 92099

View attachment 92100

View attachment 92101

View attachment 92102

View attachment 92103

View attachment 92104

View attachment 92105

View attachment 92106

View attachment 92107

View attachment 92108

View attachment 92109

View attachment 92110

View attachment 92111

View attachment 92112

View attachment 92113
Click to expand...
Consider yourself lucky.

They fvcked me after my '02 custom Lightning show truck was stolen.  $32k truck + $60k in mods.  Paid out $42k.  Lawyer intervened but didn't help much and they paid his fees.

Others have had positive experiences like y0res after pushing back.  I'm not a lucky man so I chalk it up to that.

 
TheSPAINishLover said:
Consider yourself lucky.

They fvcked me after my '02 custom Lightning show truck was stolen.  $32k truck + $60k in mods.  Paid out $42k.  Lawyer intervened but didn't help much and they paid his fees.

Others have had positive experiences like y0res after pushing back.  I'm not a lucky man so I chalk it up to that.
Click to expand...
:scared:

Dang... @TheSPAINishLover what kind of Peateux Mobile did you build???

Back to topic...state Farm has done us right too.

 
TheSPAINishLover said:
Consider yourself lucky.

They fvcked me after my '02 custom Lightning show truck was stolen.  $32k truck + $60k in mods.  Paid out $42k.  Lawyer intervened but didn't help much and they paid his fees.

Others have had positive experiences like y0res after pushing back.  I'm not a lucky man so I chalk it up to that.
Click to expand...
Yup totally lucky... thing is I was going to off the SXS's and TH and move (back) into an LS sand car and Moho. I couldn't have gotten this much trying to sell them.. my TH had SEVERE wall sag. 

Yup, State Farm has had my back on several occasions. As mentioned before in this thread, don't take the 'first offer'.. I was lucky as I have stacks of dealer receipts (Del Ammo for the RZR, El Toro RV for the TH).

Was condsidering a lawyer in the begging, but my agent did right by me.

I'll be staying with them.. as long as they don't cancel me.

abc

 
TheSPAINishLover said:
Consider yourself lucky.

They fvcked me after my '02 custom Lightning show truck was stolen.  $32k truck + $60k in mods.  Paid out $42k.  Lawyer intervened but didn't help much and they paid his fees.

Others have had positive experiences like y0res after pushing back.  I'm not a lucky man so I chalk it up to that.
Click to expand...
Modified vehicles need to be insured as such... get it in emails and writing... most Auto and RV and SXS policies have set limits on additional equipment. You need to make sure you know up front what is covered. 

Had a judge with a 100k bel air....... insured it for $40k stated value and got hit by an uninsured guy....... all we could do was write the 40k check.  He understood...it didn't happen to him twice.   

Insurance is getting tougher all the time.  IF it's cheap, it's cheap for a reason.  

 
You must log in or register to reply here.
Back
Top