rzr insurance

jareddustin

jareddustin

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what type of coverage are you guys doing on your rzr? being an off road use only do i need the medical and uninsured coverage? all of my other policies (2 cars, home and life) are all with statefarm so wanted to keep it simple and stay with them. this the break down of what they gave me. 

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What state your in will have an effect on things as well.   I have full coverage on and off road, I live in Az. and in order to be street legal I have to have state minimums, in order to get the fire and theft clause because your home owners doesn't cover anything with a engine it was cheaper to go full coverage. 

I am with State Farm

I got rid of the rental car rider though... :lol:  

 
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live in CA sorry missed that, rzr only used off road

 
I have full coverage through State Farm and I am in CA.  Been with them for years and they were pretty easy to deal with when I had to make my insurance claim on my X3. 

 
Sand Shark said:
I have full coverage through State Farm and I am in CA.  Been with them for years and they were pretty easy to deal with when I had to make my insurance claim on my X3. 
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saving me again! thank you. just wanted to get some opinions from people on here with experience. 

been with state farm for a long time, my agent is my ex mother-in-law, but no bitterness there we actually have a really good relationship. 

 
We are with State Farm as well, live in Oregon full coverage which includes uninsured and or under insured motorist. 
what really bites is it cost us more to insure the sxs ( with limited exposure imop) than our Jeep JKU. 

 
.

 
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I just looked into this for when I get a new toy.

I used to pay $30 a month with Safeco for my rhino, full coverage.

For something new like an X3 Turbo blah blah blah rr-to infinity and beyond-XRS was gonna be about 100/month full coverage.

I mainly want insurance for Theft but the rest of it is nice to have.

I will hit up State Farm when the time comes.

My thing is...I may be purchasing out of state, keep the out of state address but will keep it in CA and insured for CA.

Shouldn't pose any issues I hope.

:bag:

:dbart:

 
just got told 2020 full coverage, paid for not financed, is 560 a year, no accidents on my record,  seems high 

 
I'm gonna look into GIECO when I get back into something.

A friend at work has his Can Am and harley through them and pays 600/year for both.

So, I'm assuming just a sxs would be cheaper.

 
Had this discussion a week or two ago at happy hour. So three X3's all the same year car thru three different companies in only two different zip codes.

Farmers was the cheapest by about $10/ year over State Farm who are in the same zip code.  Gieco was a about $75 higher than state farm. The biggest reason was he only had his X3 thru Gieco not multi vehicle. That way if he made a claim on the X3 his auto policies would not be effected by the claim.  Not sure it works like that but if no ticket is issued how would an agency know if claims were made on another.  

 
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