Genworth Life/PBI Data Breach

Bobalos

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I received a letter the other day from a company called PBI, notifying me that there was a data breach with a software/company called MOVEit.   They are offering to pay for a credit monitoring company called Kroll.  the information I have to provide to Kroll sounds as invasive as the data breach. 

With all of the massive data breaches that seem to be happening every month or so, it seems like it might be time to look into some kind of "monitoring service". 

My questions are:

Do any of you use a monitoring service?

If you do, who do you use?

 
Don't pay for what you get free - Equifax/Experian/TransUnion

It was a legit breach, anyone with a Pension or 401k will get that email, we did.

Eff their free service, they already proved vulnerable once....now another vendor needs access to my info? No.

Data Breaches happen all the time, just watch your credit like you would doing monthly bills, that's what I do anyways.

 
Data Breaches happen all the time, just watch your credit like you would doing monthly bills, that's what I do anyways.
How do you do that?  by simply monitoring your accounts or with some sort of service?

 
How do you do that?  by simply monitoring your accounts or with some sort of service?
Almost all my credit cards offer a Free Credit Monitoring service, log on to any of yours via their online portal and check...it's always there somewhere.

You will get a summary, snapshot, can look at history, everything. You can contest or correct any bad info, etc.

 
Almost all my credit cards offer a Free Credit Monitoring service, log on to any of yours via their online portal and check...it's always there somewhere.

You will get a summary, snapshot, can look at history, everything. You can contest or correct any bad info, etc.
10-4.  I check those all of the time (weekly), what Im concerned with is new stuff being opened up with my SSN & DOB lost in the breach.  I wont have visibility to any of that from my current bank. 

 
They all suck anyway and just forward information you could otherwise access from the sources (Equifax/Experian/TransUnion).  If you're one who rarely finances things, you can always call the reporting agencies to freeze your credit:

https://www.nerdwallet.com/article/finance/how-to-freeze-credit
Good advice, I did this a while ago.

MoveIt was a major breach because a lot of government agencies used it to transfer docs. A chit ton of info was compromised in that breach.

 
Good advice, I did this a while ago.

MoveIt was a major breach because a lot of government agencies used it to transfer docs. A chit ton of info was compromised in that breach.
OPM got hacked over a decade ago, someone was able to download ALL SF-86s (giant doc that has literally everything about you in it) from their database.  Gov't said "whoops, sorry, here's a free year of Life Lock"...

And then fined Life Lock millions for failing to do as advertised a couple weeks later.   :doh:

 
Good advice, I did this a while ago.
Same here, did it maybe 10 years ago.

IMO these letters are soliciting for your information to sell, or they are the company doing the breach. Same as tell a marketer, they don't care if they sell something or not. If the phone number gets answered, it goes on a list to be sold.

 
They all suck anyway and just forward information you could otherwise access from the sources (Equifax/Experian/TransUnion).  If you're one who rarely finances things, you can always call the reporting agencies to freeze your credit:

https://www.nerdwallet.com/article/finance/how-to-freeze-credit
You can also put a “ contact first “ notice with the bureaus. Basically what credit monitoring companies do; which you can do yourself for free 

 
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